Vickie Gargus

I have already been coping with Sallie Mae for 4 years now I am also disgusted making use of means you will be managed occasionally and truly they can never ever help make nothing better. The End!

I’ve required alternatives from Sallie Mae and I am never ever entitled to such a thing except to pay for interest only for a couple of years at any given time referring to everything I experienced to accomplish. You will find asked so often to please just lower my personal costs and permit the what I have always been having to pay go to the payment rather than interest but whenever they has declined. I will be not eligible for interest just money (thank goodness) but I truthfully don’t know how I ‘m going to shell out the 800 per month and thrive. Each and every time I inquire about such assist they let me know that perhaps that is the method it was whenever I got the actual financial loans however they can’t do that any longer. I am 60 years of age and there’s NOT A CHANCE i could previously shell out these loans off and that I barely endure.

Sallie Mae (now Navient) possess hurt me personally significantly more than they care to assist. I’ve told all of them exactly what a hardship this can be and if they are able to just help me out for 2 many years by reducing my personal costs that I could could begin having to pay what they want with some more ease. Their own response got that i ought to have seriously considered this prior to taking the financial loans away, we can not make it easier to!

Giselle

Hi, Thomas. You will find an exclusive student loan through Sallie Mae and my grandma will be the cosigner. The monthly premiums that individuals decideded upon will still be only way too higher. I am only employed on a part time basis and they constantly give me a call and my grandmother about payments. I pay them when I can but often I just cant get it done. They informed me my personal loan would enter standard basically didnt wages. But we appeared on my credit report and its own currently in default. But Sallie promises that whenever we start making repayments that a€?defaulta€? wont appear on the credit report anymore. Would be that true? Also, can Sallie Mae actually have my grandmothers SSI check garnished? ….If we spend the thing I can, my personal loan may possibly nonetheless enter default, right? Nonetheless wouldnt manage to garnish any kind of my fees if I in the morning actually making small money (even in the event its not the agreed quantity), best? Desire this makes sense.

My parents passed on, and four decades later Sallie Mae sent my $50,000 education loan to collections because my personal mommy ended up being a co-signer and that I did not alert them within 4 times of this lady passing(final thing back at my mind!). I NEVER overlooked a payment on my financing for the 9 years I have used they as well as have exemplary credit score rating. They put me in a complete stress giving me personally letters so it had to be paid in complete within 10 weeks. We also known as and they were awful on telephone, informed me there is no way around they, it was due entirely immediately. We also known as an attorney, which requested a copy of my promissory mention. They reciprocally sent one which was not mine, and didn’t have my signature. Next they have never mentioned another phrase and have persisted to bring my personal repayments as always. https://tennesseepaydayloans.org/cities/pulaski/ Mention bullying.. my personal mortgage has actually since gone to live in Navient.

Thomas Bright

Jen, very sorry to learn that! Undeniably, that could being the last thing in your concerns after your own control. Many thanks for discussing this informationa€“hopefully people might find it, possibly even lenders, and obtain a better understanding of how unfair the system could be often.